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FLTCIP Enrollees with ACIO
During the 2023 Enrollee Decision Period, enrollees with the automatic compound inflation option (ACIO) for inflation protection had the option to pay the premium increase in three phases. The third phase is effective January 1, 2026.
Retiring or Leaving Federal Service?
Your FLTCIP coverage is portable and will not be impacted. If you pay your premiums through payroll deduction, your payment method will change. Find out what to expect next and what we need from you as you make this transition.
FLTCIP Application Suspension
OPM extended the FLTCIP application suspension for 24 months, effective December 19, 2024. During this time, if you aren't already enrolled, you can't apply for FLTCIP coverage. If you are enrolled, you can't apply to increase your coverage.
Cost of Care
Use our Cost of Care Tool to find the average cost of home health care services, assisted living facilities, and nursing homes in your area.